(203) 248-8600

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Caiafa & Company, LLC

Professionals Who Account for You

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Visit Our Tax Center

Tax planning & preparation can be challenging for everyone. Let us handle that work for you. Read more here.

375 Mather St. Ste. 6
Hamden, CT 06514

 

tel: 203-248-8600

fax: 203-774-1151

Tax and Accounting Services

We offer a full spectrum of services aimed at making your life easy.Learn more today.

Tax Preparation Services

at Caiafa & Company, LLC

The Source for Tax & CPA Services throughout the Milford, New Haven & Branford, CT Areas

 

At Caiafa & Company, LLC, we specialize in CPA services, tax services, business tax planning, business accounting, and more. Our professional team can offer you both personal and business services. Just ask us how we can help you today.

 

Besides traditional tax preparation, we also specialize in IRS audit-representation, wage garnishment, back taxes and more. Explore our website today to learn more about our available tax and CPA services and our client-focused team.

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Creative Ways to Save Money

Saving money doesn’t have to be a chore. In fact, with a little creativity, it can be both fun and rewarding. Here are some interesting ways to boost your savings without feeling like you're missing out.
• Embrace the 30-Day Rule. If you find yourself wanting to make an impulse purchase, give yourself 30 days to think it over. This rule allows time for the initial excitement to wear off, helping you decide if you truly need or want the item. If you still want it after 30 days, then go for it! If not, you’ve saved yourself from a purchase you may later regret.
• Try a No-Spend Challenge. Challenge yourself to a no-spend day, week, or even a month. This means avoiding unnecessary purchases and focusing only on essentials, such as groceries, rent, and utilities. Not only does it help you save, but it also makes you more aware of your spending patterns and helps reset your budget habits.
• Have a use-it-up month. Designate a month to use up everything you already have before buying more. This can apply to pantry items, food in the freezer, cleaning supplies, and even beauty products. You’ll be amazed at how much you can save by simply using what you already own instead of restocking.
• Create a Fun Jar. Use a clear jar as a visual savings tool. For example, set a goal to fill the jar with loose change or a specific dollar bill, like $5 or $10. This works especially well if you want to save for something fun, like a weekend getaway or a special purchase. Watching the jar fill up can be surprisingly motivating.
• Make gifts instead of buying them. Homemade gifts are often more thoughtful and can save you a lot of money compared to store-bought options. You could bake cookies, create a photo album, or craft something unique. DIY gifts don’t just save money, they also add a personal touch that recipients appreciate.
• Use a cash envelope system. Using cash instead of debit or credit cards can help control spending. Create envelopes for each budget category (groceries, entertainment, dining out) and place your allotted amount of cash in each. When the cash is gone, you know you’ve hit your limit for that category, which can curb overspending.
• NEVER carry a credit card balance. Speaking of credit cards, carrying a balance from one month to another means wasting money on interest expense. Pay yourself - and not your bank! - by paying your credit card off in full every month.

With a little creativity, you can make saving money both fun and rewarding.

#saving #money #rewarding
... See MoreSee Less

Creative Ways to Save Money

Saving money doesn’t have to be a chore. In fact, with a little creativity, it can be both fun and rewarding. Here are some interesting ways to boost your savings without feeling like youre missing out.
• Embrace the 30-Day Rule. If you find yourself wanting to make an impulse purchase, give yourself 30 days to think it over. This rule allows time for the initial excitement to wear off, helping you decide if you truly need or want the item. If you still want it after 30 days, then go for it! If not, you’ve saved yourself from a purchase you may later regret.
• Try a No-Spend Challenge. Challenge yourself to a no-spend day, week, or even a month. This means avoiding unnecessary purchases and focusing only on essentials, such as groceries, rent, and utilities. Not only does it help you save, but it also makes you more aware of your spending patterns and helps reset your budget habits.
• Have a use-it-up month. Designate a month to use up everything you already have before buying more. This can apply to pantry items, food in the freezer, cleaning supplies, and even beauty products. You’ll be amazed at how much you can save by simply using what you already own instead of restocking.
• Create a Fun Jar. Use a clear jar as a visual savings tool. For example, set a goal to fill the jar with loose change or a specific dollar bill, like $5 or $10. This works especially well if you want to save for something fun, like a weekend getaway or a special purchase. Watching the jar fill up can be surprisingly motivating.
• Make gifts instead of buying them. Homemade gifts are often more thoughtful and can save you a lot of money compared to store-bought options. You could bake cookies, create a photo album, or craft something unique. DIY gifts don’t just save money, they also add a personal touch that recipients appreciate.
• Use a cash envelope system. Using cash instead of debit or credit cards can help control spending. Create envelopes for each budget category (groceries, entertainment, dining out) and place your allotted amount of cash in each. When the cash is gone, you know you’ve hit your limit for that category, which can curb overspending.
• NEVER carry a credit card balance. Speaking of credit cards, carrying a balance from one month to another means wasting money on interest expense. Pay yourself - and not your bank! - by paying your credit card off in full every month.

With a little creativity, you can make saving money both fun and rewarding.

#saving #money #rewarding

Professionals Who Account For You

Although we provide a wide range of traditional tax services for both business and individual clients, we specialize in negotiating with the IRS on your behalf and navigating through complicated IRS correspondence, estate and gift tax services, as well as financial planning. Trust us with all your tax concerns. Proudly serving the Branford, Milford, and New Haven, CT communities.

  • Individual Tax Services

    We can offer you personal tax preparation services including individual filing and tax planning. The advisers at our Hamden, CT and Madison offices will recommend the best practices for filing your individual tax return and help assist you through every step of the process. Filing your taxes will be smooth sailing with the help of our certified tax service professionals!

  • Business Tax and
    Accounting Services

    Our certified business accounting team provides resources for businesses such as tax preparation services, tax planning, small business accounting, financial statements, strategic business planning, and new business formation. We also offer QuickBooks services including setup and training. With the help of our business tax advisers, your business will be ready for quarterly reports, year-end taxes, and you will stay financially informed.

  • Specialized Tax Services

    Besides traditional tax preparation services we can also help you with several other services to help make financial planning easier for you or your business. We are prepared to negotiate with the IRS on your behalf regarding IRS audits, liens and levies, wage garnishment, offers in compromise, innocent spouse relief, and installment plans. Our expert team can also be of assistance with non-filed tax returns, owed back taxes, and payroll tax problems. Don’t be intimidated by that dreaded IRS letter. Let our tax service team make things easy for you.

Begin

Planning Today

Check out our Resource Library to begin your tax preparations today. Then, give us a call to begin securing a wealthier financial future for you or your business.

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newsletterStay Informed & Up-To-Date

Each month, we will give you tips and useful information to help you protect your finances, begin planning on ways to save for your future, or how to begin preparing your taxes. Our goal is to help you get the information you need for a financially savvy today and tomorrow. So sign up for our monthly client newsletter today to stay up-to-date with news from our office and to receive special offers from our team.

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